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Aldermore Bank

Illustrative reference data — not personal financial advice. Verify rates and fees on the provider’s own pages before acting.

Specialist savings & lending challenger. Double Access Saver 3.75% (drops to 1.50% from the third withdrawal until the account anniversary), Cash ISA 4.20%, Fixed-rate 1-year 4.44%. FSCS-protected.

Products tracked

What works
  • Double Access Saver at 3.75% for savers who rarely withdraw
  • Fixed Cash ISAs in the top tier
  • FSCS-protected
What to watch
  • Double Access Saver rate drops to 1.50% from your third withdrawal of the year
  • Online-only

FSCSFinancial Services Compensation SchemeUK government-backed protection if a firm fails. Cash deposits at an authorised bank or building society are covered up to £120,000 per person, per banking group (raised from £85,000 on 1 December 2025). Investments at an authorised platform are covered up to £85,000 — a separate scheme. NS&I sits outside FSCS with 100% HM Treasury backing. protection

FSCS deposit cover up to £120,000 per eligible person, per authorised firm (from 1 Dec 2025).

FSCS deposit cover is per banking licence (not per brand). Lloyds Banking Group includes Lloyds, Halifax, Bank of Scotland, and Birmingham Midshires — all share one £120,000 cap. Investment platforms run on a separate FSCS scheme capped at £85,000. NS&I sits outside FSCS with 100% HM Treasury backing. Spreading large balances across separate licences preserves coverage.

Source · last verified 18 Aug 2026
https://www.aldermore.co.uk/savings-accounts/personal-savings-accounts/ →

Double Access Saver 3.75% AER (drops to 1.50% from the third withdrawal until the account anniversary). 1 Year Fixed Rate Savings Account 4.44%. Cash ISA range restructured (plain Easy Access ISA 2.25% vs withdrawal-conditioned Reward ISAs) — under re-review as of 18 Aug 2026.

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The fees and rates above are reference data. Run the 60-second sniff to see what Aldermore would mean for your actual balance against alternatives Feefee tracks.

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Reference data only — not personal financial advice or a recommendation. Rates and fees move; verify on the provider’s own pages before opening or transferring an account. Provider trademarks belong to their respective owners; Aldermore Bank appears here under nominative fair-use as identification of a UK financial product.