Skip to main content
Feefee
feefee
← All providers
UK provider

Hampshire Trust Bank

Illustrative reference data — not personal financial advice. Verify rates and fees on the provider’s own pages before acting.

Specialist savings bank (no current account). Easy Access 4.18%, Fixed 1-year 4.36%. Now also sells Cash ISAs (up to 4.55% AER headline — not yet tracked here). FSCS-protected.

Products tracked

What works
  • Frequently near the top of the easy-access rates we track
  • Specialist — focused on savings, not retail banking distractions
  • FSCS-protected
What to watch
  • Online-only
  • Funding via nominated bank account only

FSCSFinancial Services Compensation SchemeUK government-backed protection if a firm fails. Cash deposits at an authorised bank or building society are covered up to £120,000 per person, per banking group (raised from £85,000 on 1 December 2025). Investments at an authorised platform are covered up to £85,000 — a separate scheme. NS&I sits outside FSCS with 100% HM Treasury backing. protection

FSCS deposit cover up to £120,000 per eligible person, per authorised firm (from 1 Dec 2025).

FSCS deposit cover is per banking licence (not per brand). Lloyds Banking Group includes Lloyds, Halifax, Bank of Scotland, and Birmingham Midshires — all share one £120,000 cap. Investment platforms run on a separate FSCS scheme capped at £85,000. NS&I sits outside FSCS with 100% HM Treasury backing. Spreading large balances across separate licences preserves coverage.

Source · last verified 18 Aug 2026
https://www.htb.co.uk/personal-savings/variable-rate-accounts/ →

Easy Access Online Saver (Issue 36) 4.18% AER. 1 Year Online Fixed Saver (Issue 84) 4.36% AER (htb.co.uk/personal-savings/fixed-rate-accounts/). Now also sells Cash ISAs (up to 4.55% AER headline — not yet tracked).

Run the comparator

The fees and rates above are reference data. Run the 60-second sniff to see what Hampshire Trust would mean for your actual balance against alternatives Feefee tracks.

Run the sniff →

Reference data only — not personal financial advice or a recommendation. Rates and fees move; verify on the provider’s own pages before opening or transferring an account. Provider trademarks belong to their respective owners; Hampshire Trust Bank appears here under nominative fair-use as identification of a UK financial product.