HSBC UK (savings)
Illustrative reference data — not personal financial advice. Verify rates and fees on the provider’s own pages before acting.
Loyalty Cash ISA 2.50% (Premier 3.00%). Online Bonus Saver 1.05% AER standard (3.35% incl. no-withdrawal bonus — lost in any month a withdrawal is made).
Products tracked
- Cash ISA2.50% AER
- Easy-access savings1.05% AER
FSCSFinancial Services Compensation SchemeUK government-backed protection if a firm fails. Cash deposits at an authorised bank or building society are covered up to £120,000 per person, per banking group (raised from £85,000 on 1 December 2025). Investments at an authorised platform are covered up to £85,000 — a separate scheme. NS&I sits outside FSCS with 100% HM Treasury backing. protection
Not FSCS-protected — check the provider's own pages for current coverage details.
FSCS deposit cover is per banking licence (not per brand). Lloyds Banking Group includes Lloyds, Halifax, Bank of Scotland, and Birmingham Midshires — all share one £120,000 cap. Investment platforms run on a separate FSCS scheme capped at £85,000. NS&I sits outside FSCS with 100% HM Treasury backing. Spreading large balances across separate licences preserves coverage.
Loyalty Cash ISA 2.50% (Premier 3.00%). Online Bonus Saver 3.35% with no-withdrawal bonus, drops to 1.05% if withdrawal made.
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The fees and rates above are reference data. Run the 60-second sniff to see what HSBC UK (savings) would mean for your actual balance against alternatives Feefee tracks.
Reference data only — not personal financial advice or a recommendation. Rates and fees move; verify on the provider’s own pages before opening or transferring an account. Provider trademarks belong to their respective owners; HSBC UK (savings) appears here under nominative fair-use as identification of a UK financial product.