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Nationwide

Illustrative reference data — not personal financial advice. Verify rates and fees on the provider’s own pages before acting.

Largest UK building society. Members benefit from a 6.50% AER Flex Regular Saver (£200/mo, 12-month term). Triple Access ISA 3.30% (drops to 1.05% after a fourth withdrawal in the year). Flex Instant Saver 2.30% — requires a Nationwide current account. FSCS-protected.

Products tracked

What works
  • Flex Regular Saver 6.50% AER for current-account customers (£200/mo cap)
  • Branch + phone + online options
  • FSCS-protected
What to watch
  • Easy-access rate (2.30%, members-only Flex Instant Saver) lags challenger banks
  • Regular Saver requires Nationwide current account + monthly £200 cap

FSCSFinancial Services Compensation SchemeUK government-backed protection if a firm fails. Cash deposits at an authorised bank or building society are covered up to £120,000 per person, per banking group (raised from £85,000 on 1 December 2025). Investments at an authorised platform are covered up to £85,000 — a separate scheme. NS&I sits outside FSCS with 100% HM Treasury backing. protection

FSCS deposit cover up to £120,000 per eligible person, per authorised firm (from 1 Dec 2025).

FSCS deposit cover is per banking licence (not per brand). Lloyds Banking Group includes Lloyds, Halifax, Bank of Scotland, and Birmingham Midshires — all share one £120,000 cap. Investment platforms run on a separate FSCS scheme capped at £85,000. NS&I sits outside FSCS with 100% HM Treasury backing. Spreading large balances across separate licences preserves coverage.

Source · last verified 18 Aug 2026
https://www.nationwide.co.uk/savings/ →

Triple Access ISA 3.30% AER (drops to 1.05% after a fourth withdrawal in the year). Flex Instant Saver 2.30% AER — requires a Nationwide current account. 6.50% Flex Regular Saver caps deposits at £200/mo and requires a Nationwide current account — engine excludes.

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Reference data only — not personal financial advice or a recommendation. Rates and fees move; verify on the provider’s own pages before opening or transferring an account. Provider trademarks belong to their respective owners; Nationwide appears here under nominative fair-use as identification of a UK financial product.